Investing via Dollar Cost Averaging (DCA) via Unit Trust Funds.

You may choose to implement your DCA via DIY or via advisory mode.

For online DIY method (non-advisory mode) as follows:

Why DCA?

Unit Trust Regular Savings Plan

• aims to turn market fluctuations to your benefit by managing risk with Dollar Cost Averaging.

• does not have a lock-in period, as compared to other regular investment facilities that may have a lock-in period of 10, 20 years.

Whether you want to purchase that dream car or house, pay for your children’s education or go on that holiday that you have been looking forward to, you have the freedom of redeeming your holdingsth Dollar Cost Averaging. In this scheme, you enjoy the potential returns, reasonable risk and cost effectiveness of Unit Trust with a risk management tool.

One may choose to setup via advisory mode through a consultant who will assist with selection of funds and update you regularly on your investment portfolio on a quarterly or half yearly basis, ableit ongoing charges of up to 1.50% pa. (PM me if you prefer this mode)

How to Set it up (DIY)?

Login to your POEMS ac, under Acct Mgt, Unit Trust RSP, to set up.

Note: need to print and post the Giro form to us afterwards

More details could be found in this link: https://unittrust.poems.com.sg/services/rsp/

Tips on how to search for your own funds:

Screen the funds via our website https://unittrust.poems.com.sg/services/rsp/ For example: Filtered by Asset class, Sector/Strategy.

Then sort by 1 year return to find performing funds versus their peers.